Financing your purchase
Accommodation businesses don't fund like a house. The lender is buying the income as much as the bricks — so the deposit you need swings hard by asset class and structure. Here's how it works, and who lends on what.
What's an LVR?
Your Loan-to-Value Ratio is the slice of the price the bank lends — the rest is your deposit (equity). Lend $1.95m on a $3m business and the LVR is 65%. The lower your LVR, the more lenders will play and the better your terms. Drag the deposit to see it move.
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Who lends on what
Management Rights
Lenders price the agreement term and the body-corporate relationship as hard as the income.
- Typical LVR
- 60-70%
- Lender appetite
- Strong
Browse ListingsMotels
Regional trade, corporate midweek and a freehold going concern behind it: the class most lenders know best.
- Typical LVR
- 50-65%
- Lender appetite
- Strong
"Efficient, transparent and highly knowledgeable about the management rights sector."
Sarah Jenkins
Management Rights, Brisbane
★★★★★
The finance guide
LVR by asset class, the documents lenders want, and how to walk in pre-qualified. The same brief our brokers give serious buyers.
- 01
Easy
Plain-English explainer
- 02
Informative
Yields, structures & what to check
- 03
Guidance
The questions to ask before you offer
Don't understand the terminology?
FHGC, multipliers, letting pools — all in plain English. Or click any underlined term on the page and the definition appears inline.
Open The Jargon Buster
Anti-money-laundering checks, without the mystery.
Buying an accommodation business involves obligations under Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) laws. ResortBrokers is required to verify the identity of buyers and the source of funds before contracts proceed. Your broker walks you through exactly what's needed early — so verification never holds up your purchase.
- 01
Identity
Photo ID for every purchasing party — individuals, company directors, or trustees.
- 02
Entity
Company extracts, trust deeds or partnership agreements where the buyer is a structure, not a person.
- 03
Funds
Evidence of the source of funds — finance approval, bank statements, or sale proceeds.
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Tell us what you're after and we'll email you the moment a matching listing goes live — including off-market opportunities that never reach the portals.
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Ashleigh Court Motor Inn represents a rare freehold acquisition in the tightly held Yarrawonga Mulwala precinct, where accommodation assets seldom change hands and zero comparable listings currently exist.Guest: Annalise GrinterHear about the next one before the portal does
Tell us what you're after and we'll email you the moment a matching listing goes live — including off-market opportunities that never reach the portals.
Read More